Being very climate-dependent, agricultural producers have to face high risks and can only safeguard themselves against these risks to a very limited extent, especially in developing countries. In contrast to the growing offer of microcredits, the markets for microinsurance or insurances for agricultural produce, life insurance and health insurance have hardly developed in rural areas up to now.What pre-conditions have to be fulfilled to improve the offer of agricultural insurances in developing and newly-industrialising countries, Rural 21 sought the opinion of experts from development cooperation and the private sector.