Women taking part in a role play on business planning.
Photo: Katrin Rosenberg

25.06.2018

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In Sri Lanka and Nepal, many migrant families struggle to make ends meet instead of being able to save part of their received remittances for an investment that would allow them to build the basis of their livelihoods at home. Based on empirical data from labour migration projects implemented by Helvetas Swiss Intercooperation in Sri Lanka and Nepal, this article demonstrates that financial literacy is indispensable for a more sustainable use of remittances.

Across the globe people move within and between countries in search for a better future. Various factors contribute to the decision to migrate for work. Many others are forced to migrate because of difficulties to sustain livelihoods, natural disasters, violent conflict, persecution or the need to escape unhealthy family situations. According to the United Nations Department of Economic and Social Affairs (UNDESA), 244 million people world-wide have moved to another country. This figure includes migrant workers and refugees.

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