Other parts of the seed capital were invested in improving housing quality in order to enhance living conditions and health.

Economic empowerment refers to processes where poor people gain greater control over resources and life choices beyond immediate survival needs. Economic empowerment can be facilitated by enhancing knowledge and skills, increasing possibilities to access financial resources and assets and strengthening self-organisation with regard to economic activities.


In addition, some of the qualitative findings suggest that the trainings, in combination with the seed capital, contributed to income diversification by strengthening existing businesses and promoting the development of new income generating activities (mostly non-farming activities in the area of small trading and processing). The trainings also increased financial literacy among beneficiaries and led to the formation of savings and loan groups, which provide group members with access to microcredit. However, loans from savings groups are primarily used for consumption and meeting basic needs (e.g.